How China’s J-16 drives away foreign stealth jets, deterring them from approaching China’s coastal waters again

 

Li Chao Photo: CCTV news

"My canopy was only about 10 to 15 meters away from his…" In a documentary titled Invincible about the V-Day military parade, aired Thursday on China Central Television, a pilot from the special mission aircraft formation shared his experience of driving away two foreign stealth fighter jets while flying a domestically developed J-16 fighter jet, according to CCTV news.

Li Chao, a pilot with the PLA Air Force under the Western Theater Command, encountered two foreign fighter jets during a coastal training mission in 2024. "They headed straight toward our two aircraft. Their intention was very clear—it was a provocation.With our backs to the territorial sea line, we had to intercept them."

During the first encounter, Li locked onto the foreign fighter jet. Its wingman immediately broke away at high speed, while the other foreign fighter jet exited the combat zone and locked onto Li's jet. Seizing the opportunity, Li pulled up his aircraft and executed a barrel roll, flying inverted directly above the foreign jet.

"At that moment, my canopy was just 10 to 15 meters away from his. After completing this maneuver, I simultaneously locked onto both foreign fighter jets. In the end, both aircraft withdrew," Li said. 

That was the only encounter. Since then, this type of foreign fighter jet has not been spotted again near China's coastal waters, according to CCTV.

Chinese media revealed on Monday how China’s J-20 stealth ...

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After multiple rounds of intensive attack and defense, the foreign military aircraft were finally expelled. (Video: CCTV Military Channel) ...

Financial literacy boost for consumers

Those borrowing more than RM100k to be sent for courses

PETALING JAYA: The new rule requiring personal loan applicants who borrow more than RM100,000 to attend financial ­education courses will help consumers make better decisions, says the Federation of Malaysian Consumers Associations (Fomca).

Its chief executive officer Dr Saravanan Thambirajah said the measure announced by Bank Negara is timely, as many borrowers underestimate repayment burdens and the risks of default.

“The modules can help high-risk ­borrowers understand the dangers of over-borrowing, be cautious about ­unsustainable commitments, and better evaluate whether the loan will genuinely serve their financial needs,” he said.

Saravanan added that financial edu­cation is critical for preventing households from being trapped in long-term hardship.

“With effective modules, borrowers will be more informed about interest costs, repayment schedules and the long-term impact on their financial well-being.”

Automotive journalist Caleb Fong said the move is good to safeguard younger or less experienced borrowers.

“For younger people like us, financial decisions can be overwhelming. The modules could be useful, provided they are practical and not filled with information we already know,” he said.

Animal activist Myza Nordin, 57, said the requirement is a brilliant move, noting that many Malaysians were already burdened by loans they could not afford.

“Servicing a large loan can be a major commitment that could take a heavy toll on borrowers and their families.

“This is especially so when people take loans simply because they can, and not because there is an urgent need,” she added.

Self-employed Padma Zachariah, 58, said servicing huge loans could have a lifelong impact.

“Having never taken a personal loan, I can see the value of ensuring people understand the responsibility that comes with borrowing such large amounts,” said Padma.

Finance executive Kamal Kanapathy, 50, said the policy is a significant step forward, but its success would depend on implementation.

“The quality and accessibility of the ­financial education modules will be paramount.

“The provision empowering lenders to recommend the module to high-risk borrowers, for any loan amount, would also be a welcome safeguard that should be applied diligently,” he said.

Entrepreneur Charles Manickam, 58, said the initiative would help individuals and households exercise greater care in managing their finances.

“It will also create greater awareness of potential risks and pitfalls, including legal implications and insolvency if debts are not paid,” he said, though adding the ­success of such a programme was “debatable”.

Accountant Long Paul Lin, 48, said the new policy could help prevent more young people from being declared bankrupt.

“Banks easily give out personal loans and sometimes individuals take the maximum amount they qualify for without worrying about the consequences. As a result, they either live from hand to mouth for years while servicing the loans, or end up bankrupt when they cannot pay,” she said.

Lawyer CR Chua said while financial education is good, most Malaysians do not qualify for a RM100,000 personal loan.

“Those who do are already high net worth individuals who probably know the system better than most of us,” he said.

He suggests that Bank Negara extend the module to all personal loan applicants, since those who end up in trouble are ­usually from lower income groups.

The Star

Multi-agency office to boost financial literacy, help teach M'sians to avoid fraud and debt

https://www.thestar.com.my/news/nation/2025/10/03/multi-agency-office-to-boost-financial-literacy-help-teach-m039sians-to-avoid-fraud-and-debt 

US GOVERNMENT SHUTDOWN

 

https://bbc.com/news/articles/crrj1znp0pyo

Anthony ZurcherNorth America correspondent and

James FitzGerald  

Watch: What could happen during the US government shutdown?

The US federal government has shut down after Republican and Democratic politicians failed to resolve a budget dispute.

It means that some, but not all, US government services are temporarily suspended, and 40% of the federal workforce – about 750,000 people – are expected to be put on unpaid leave.

Although budget confrontations are common in US politics, this spending fight is especially tense because President Donald Trump has drastically reduced the size of the national government since taking office, and has suggested he may use the current impasse to make further cuts.

Why has the US government shut down?

The shutdown happened because Republicans and Democrats could not agree to pass a bill funding government services into October and beyond.

Under the US system, the different branches of government have to reach an agreement on spending plans before they can become law.

The Republicans currently control both chambers of Congress. But in the Senate - or upper chamber - they are short of the 60 votes needed to pass the spending bill, which gives opposition Democrats some negotiating power.

They want to see an extension of expiring tax credits which make health insurance cheaper for millions of Americans, and for a reversal of Trump's cuts to Medicaid, a government healthcare programme used by millions of elderly, disabled and low-income people.

Democrats also oppose spending cuts to government health agencies.

A stopgap bill designed to avoid the shutdown was passed in the House, or lower chamber, but did not clear the Senate.

And so, at 00:01 EDT on Wednesday 1 October (04:01 GMT), it became official: the US had its first shutdown for nearly seven years.

Which government services will stop, and which will carry on?

Not all aspects of government will shut down - services deemed essential will continue as normal, although in many cases staff will not be paid for the duration of the shutdown.

Border protection and law enforcement staff, Immigration and Customs Enforcement (ICE) agents, in-hospital medical care and air-traffic control workers are expected to operate as usual.

Social security and Medicare cheques will still be sent out, although benefit verification and card issuance work may stop.

Government employees deemed non-essential will be temporarily put on unpaid leave. Contractors who work for federal agencies but are not directly employed by the government will miss out on work, too.

Services like the food assistance programme and federally-funded pre-school and institutions like the Smithsonian museums will likely be reduced or closed.

Several agencies, like the Centers for Disease Control and Prevention (CDC) and the National Institutes of Health (NIH) are also expected to furlough many workers, affecting ongoing research projects.

National parks and forests remained open during the last shutdown in 2018, but with few or no staff, which experts said led to a rise in vandalism, littering and looting of historical sites.

There could also be travel delays. The Airlines for America trade body warned that flight systems might "need to slow down, reducing efficiency". Passport agencies have also warned that it could take longer than usual to process travel documents.

• Jobs, travel, national parks - what impact will the shutdown have?
• 18 ways the 2018 shutdown hurt

Mail will still be delivered and post offices will remain open because the US Postal Service does not depend on Congress for funding.

Most American schools are state-funded, but the federal government is responsible for billions of dollars in grants and student loans, which could effectively come to a halt.

However, because the grants are typically awarded during the summer, they will be largely unaffected during this shutdown, according to the education secretary.

Members of Congress will also still be paid, a convention that has been criticised by some politicians.

How has the White House responded to the shutdown?

In the past, lengthy government shutdowns were usually seen as politically dangerous, hampering voters' everyday lives and the reputation of lawmakers and the president.

After previous shutdowns were resolved, government operations mostly returned to normal, with staff and spending levels largely going back to what they had been before.

However this time, the White House appears more than happy to shutter large parts of the US government for an extended period.

Over the past nine months the Trump administration has slashed government spending and sacked many federal workers, testing the boundaries of presidential power.

Officials have threatened to use the shutdown to identify more "non-essential" workers who could be permanently let go.

"We'll be laying off a lot of people," Trump said on Tuesday 30 September, the day before the shutdown began.

• White House says layoffs 'imminent'

While both Democrats and Republicans are blaming each other for the current standoff, they did make last-ditch efforts to try to avoid it.

On Monday 29 September, Trump met all four congressional leaders - the top Democrats in the House and Senate as well as their Republican counterparts, but little progress was made, and both sides appeared to dig deeper into their positions.

How long will the current shutdown last?

It is difficult to say. In this case, it really depends when - or if - either of the parties will agree to a compromise.

The Republicans could negotiate an extension to the healthcare subsidies demanded by the Democrats.

Alternatively the shutdown could become so disruptive that the Democrats decide to back down and agree to fund the government - at least temporarily - to get things up and running again.

So far, the Trump administration has been been unwilling to offer substantive concessions. It believes the Democrats will bear the brunt of the public's blame because it argues the party's demands caused the shutdown.

Meanwhile the Democrats believe their efforts to secure cheaper healthcare are popular.

The party's congressional leaders provoked the ire of some left-wing activists for backing down during the last budget dispute in March.

Many Democrats seem to be itching for a bigger fight this time around – and funding the government is one of the only places where the party has some leverage.

• Four ways this shutdown could end

How could the shutdown affect the economy?

The scale of the damage will depend in part on how long the shutdown lasts - and how wide ranging it is.

Analysts estimate it could shave roughly 0.1 to 0.2 percentage points off economic growth for each week that it continues - although much of that could be recouped, as has happened after previous shutdowns.

That relatively muted impact may be why the stock market seems to be shrugging off this latest threat.

But if Trump ends up firing workers, rather than temporarily putting them on furlough, the impact could be more substantial.

The US economy has already been hit by the effects of Trump's tariffs, with the likely delay of key data - such as the official US monthly jobs report - expected to add to the uncertainty.

• What tariffs has Trump announced and why?

What happened during the last US government shutdown?

Shutdowns over budgets are a unique aspect of US politics.

They have become quite common over the past 50 years - with three taking place during Trump's first presidential term.

The last shutdown in late 2018 lasted 35 days - the longest in history.

It was brought about by disagreements over funding a wall on the Mexico border. It finally ended in part because air traffic controllers, who had been working for a month without pay, started calling in sick en masse.

Flights were cancelled or delayed because of the lack of staff, and the shutdown came to an end shortly afterwards.

The Congressional Budget Office (CBO) estimated that the 2018-2019 shutdown reduced economic output by about $11bn, including $3bn that it never regained.

But shutdowns pre-date Trump.

The second longest to date was 21 days, under Democrat President Bill Clinton in 1995. His fellow Democrat Barack Obama had a 16-day shutdown during his time in the White House, and Republican Ronald Reagan oversaw eight shutdowns during his presidency in the 1980s - though all were relatively brief.

• Why government shutdowns only seem to happen in the US

JKR on guard against landslides

 

Taking precautions Workers busy repairing the slope at Taman Eko Rimba, Jalan Ampang, Kuala Lumpur, to prevent any untoward incidents during the upcoming northeast monsoon. — ART CHEN/ The Star

Early warning systems, monitoring best defence for risky slopes, say department

PETALING JAYA: With more than 1,000 slopes nationwide flagged as high-risk ahead of the northeast monsoon, the Public Works Department (JKR) says round-the-clock monitoring and early-warning systems remain the country’s best defence against sudden collapses.

JKR director-general Datuk Roslan Ismail said although the prediction of the exact time and location of a slope collapse is still very difficult, the ministry monitors precursors at all times to ensure minimal damage.

He said that, despite advanced technologies, it is still not easy to solve all of Mother Nature’s failings.  

ALSO READ: Avoid outdoor activities, public urged

The best the authorities can do is to treat the symptoms – the precursors such as rain and soil movement.

Roslan was responding to the recent announcement by Works Minister Datuk Seri Alexander Nanta Linggi that there are slopes nationwide that are classified as high-risk and on the verge of collapsing at any time.

He said that there are 1,066 high-risk slopes in Peninsular Malaysia, seven in Sabah, one in Sarawak, and 13 in Labuan.

ALSO READ: High anxiety and higher insurance costs living near hillslopes

“In Peninsular Malaysia, numerous very high-risk slopes that have been previously identified are situated along federal roads. A notable cluster of these high-risk sites has been observed on the East-West Highway.

“Current systems do not ‘precisely predict’ every collapse (of soil). 

“What the system does is detect precursors (excessive rainfall, ground movement and pore pressure rises) and issue early-warning alerts when thresholds are exceeded. 

“Research and JKR practices show early-warning systems and real-time monitoring reduce surprise failures and allow protective action.

ALSO READ: Monsoon transition brings storm risks

“Through the Slope Engineering Branch of JKR, we are equipped to address potential disasters by identifying slopes that may be unstable. The Slope Hazard and Risk Map (SHaRp) works in tandem with the Landslide Early Warning System (EWS) to achieve this.

“This Early Warning System uses telemetry technology to provide early alerts when the rainfall index measured by installed rain gauges exceeds the warning threshold. There are 73 rain gauge stations installed across Malaysia,” said Roslan. 

Other sensors and thresholds used are the robotic total stations (RTS) and Global Navigation Satellite System (GNSS) at selected critical slopes to detect movement and rainfall thresholds that trigger alerts.

 “These sensors provide data on thresholds, such as rainfall amounts and displacement, to the monitoring room. When these thresholds are met, BiGBen will issue warnings, and roads can then be closed,” explained Roslan.

But he said that JKR does not just wait for these thresholds to be reached. 

“When a slope becomes imminently dangerous, operational measures such as pre-identified alternative routes, staged road closures, traffic diversions and coordination with emergency services will be activated immediately. 

“If landslides or slope failures occur, clearing the road and removing debris (landslide remnants), implementing traffic management plans, providing temporary diversion and alternative routes, and protecting the collapsed slope with plastic tarpaulin sheets to prevent further landslides before permanent slope repair or restoration work is carried out,” said Roslan. 

He said that, while slope failures are costly, the Works Ministry prioritises funding for repairs and prevention.

Roslan said that the ministry has also identified smaller sets for urgent repair for remedial work, which are specific projects with allocated budgets.

Despite the challenges in accurately predicting slope failures, Roslan emphasised that prevention remains a more cost-effective and safer approach.

“International and local studies show landslides produce large human and economic costs. 

“Malaysia has experienced costly landslide events, with academic research highlighting the cumulative impact of these incidents over several decades.

“Investing in monitoring, preventive maintenance, and remediation reduces fatalities, disruptions and long-term economic losses compared with post-disaster repairs and emergency response.

“Prevention is certainly better than allowing slope failures to occur, as large-scale landslides may result in much higher repair costs compared to early-stage mitigation costs. However, the government is subject to budget approvals and has a high backlog of repair works that must be prioritised.

“Preventive maintenance and early works budgets (and improved monitoring coverage) reduce the need for larger emergency expenditures and the indirect economic costs from road closures and disrupted supply chains,” said Roslan  - 

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• Avoid outdoor activities, public urged
• Monsoon transition brings storm risks
• High anxiety and higher insurance costs living near hillslopes